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Flexible Loan Solutions

At Lucky Finance, we offer various business loans to suit your needs. Whether you need a loan for business expansion, small loans for business operations, or government business loans, we’ve got you covered. We provide startup business loans and loans for starting up a business. Use our business loan calculators to determine your loan requirements. With flexible terms and competitive rates, trust Lucky Finance to support your business success.

Submit your loan application along with the necessary documentation, such as proof of income, identification, and property details.

Our team will review and verify your documents, assess your creditworthiness, and approve the loan based on the provided information.

Once approved, sign the loan agreement, and the loan amount will be disbursed to your account, ready for you to use as needed.

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph

Co-Applicant or Nominee Details

  • Aadhar Card
  • PAN Card
  • Photograph

Income Proof

  • 3 Months Payslip or Salary Certificate
  • 6 Months Bank Statement in PDF Format (Salary must be Credited in Bank)
  • 2 Years Form-16 or IT Return
  • EPF Account (Provident Fund)

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph
  • Vehicle Registration Certificate

Income Proof

SalariedBusiness
3 Months Payslip or Salary Certificate1 Year Trade License
6 Months Bank Statement in PDF Format (Salary must be Credited in Bank)1 Year Bank Statement in PDF Format (SB/CA/CC/OD/Mudra)

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph

Co-Applicant or Nominee Details

  • Aadhar Card
  • PAN Card
  • Photograph

Income Proof

  • 3 Years Trade License
  • 3 Years IT Return
  • 1 Year Bank Statement in PDF Format (SB/CA/CC/OD/Mudra)
  • 1 Year GST Returns
  • Photograph of Business as Stock or Shop

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph
  • Cancelled Cheque

Income Proof

SalariedBusiness
Any Salary ProofAny Business Proof
1 Year Bank Statement in PDF Format

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph

Co-Applicant or Nominee Details

  • Aadhar Card
  • PAN Card
  • Photograph

Income Proof

SalariedBusiness
3 Months Payslip or Salary Certificate3 Years Trade License
6 Months Bank Statement in PDF Format (Salary must be Credited in Bank)1 Year Bank Statement in PDF Format (SB/CA/CC/OD/Mudra)
2 Years Form-16 or IT Return3 Years IT Return
2 Years of Job Continuity Proof (Joining Letter or Offer Letter)3 Years MSME Certificate
EPF Account (Provident Fund)1 Year GST Returns
Photograph of Business as Stock or Shop

Property Proof

  • Mother Deed
  • Sale Deed
  • Sanction Plan
  • Mutation Tax Receipt
  • Advance Payment or Booking Receipt if Flat Purchased
  • Searching or Valuation Fees

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph

Co-Applicant or Nominee Details

  • Aadhar Card
  • PAN Card
  • Photograph

Income Proof

SalariedBusiness
3 Months Payslip or Salary Certificate3 Years Trade License
6 Months Bank Statement in PDF Format (Salary must be Credited in Bank)1 Year Bank Statement in PDF Format (SB/CA/CC/OD/Mudra)
2 Years Form-16 or IT Return3 Years IT Return
2 Years of Job Continuity Proof (Joining Letter or Offer Letter)3 Years MSME Certificate
EPF Account (Provident Fund)1 Year GST Returns
Photograph of Business as Stock or Shop

Property Proof

  • Mother Deed
  • Sale Deed
  • Sanction Plan
  • Mutation Tax Receipt
  • Advance Payment or Booking Receipt if Flat Purchased
  • Searching or Valuation Fees

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph

Co-Applicant or Nominee Details

  • Aadhar Card
  • PAN Card
  • Photograph

Income Proof

  • 3 Years Trade License
  • 3 Years IT Return
  • 3 Years MSME Certificate
  • 1 Year Bank Statement in PDF Format (SB/CA/CC/OD/Mudra)
  • 1 Year GST Returns
  • Photograph of Business as Stock or Shop

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph

Co-Applicant or Nominee Details

  • Aadhar Card
  • PAN Card
  • Photograph

Income Proof

  • 3 Years Trade License
  • 3 Years IT Return
  • 3 Years MSME Certificate
  • 1 Year Bank Statement in PDF Format (SB/CA/CC/OD/Mudra)
  • 1 Year GST Returns
  • Photograph of Business as Stock or Shop

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph

Co-Applicant or Nominee Details

  • Aadhar Card
  • PAN Card
  • Photograph

Income Proof

  • 3 Years Trade License
  • 3 Years IT Return
  • 3 Years MSME Certificate
  • 1 Year Bank Statement in PDF Format (SB/CA/CC/OD/Mudra)
  • 1 Year GST Returns
  • Photograph of Business as Stock or Shop

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph

Co-Applicant or Nominee Details

  • Aadhar Card
  • PAN Card
  • Photograph

Income Proof

  • 3 Years Trade License
  • 3 Years IT Return
  • 3 Years MSME Certificate
  • 1 Year Bank Statement in PDF Format (SB/CA/CC/OD/Mudra)
  • 1 Year GST Returns
  • Photograph of Business as Stock or Shop

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph

Co-Applicant or Nominee Details

  • Aadhar Card
  • PAN Card
  • Photograph

Basic Documents

  • Aadhar Card
  • PAN Card
  • Photograph
  • Cancelled Cheque
  • Any Salary Proof or Business Proof